Summary / Notes

Dr. Shahid Iqbal is an Assistant Professor at Riphah School of Leadership, Riphah International University Malakand Campus. He completed his PhD in Management Sciences (Finance) from COMSATS University in 2023. His research interests include financial technology (Fintech), Central Bank Digital Currency (CBDC) and financial inclusion. He has published in international journals such as the Journal of Financial Crime, Frontiers in Psychology, and Sustainability. With extensive teaching experience in finance, accounting, economics, and fintech, he integrates theory with practice to enhance student learning. He also holds professional certifications in fintech, blockchain, AI, and business analytics from globally recognized institutions.